ZIP 94105 MARKET DATA · THREE MONTHS TO SEPTEMBER 2026

94105 (San Francisco) housing market data

The median home in ZIP 94105 in San Francisco sold for $1,274,625 in the three months to September 2026, +22.6% on a year earlier. 81 homes sold, taking a median 46 days, at 99.2% of list price on average. The San Francisco County median was $1,661,282.

$1.27MMedian sale price, three months to September 2026 (+22.6% in a year)
46Median days on market
99.2%Average sale-to-list price
81Homes sold in three months (+7.4% in a year)
$1,232Median price per square foot
−23.3%Against the San Francisco County median
MARKET TYPE · THREE MONTHS TO SEPTEMBER 2026Balanced market

Neither side has a clear edge: price and condition decide most sales, and well-priced homes still sell in about a month.

99.2% of list price on average · 30% sold above asking · 46 days on market · 2.8 months of supply, ZIP 94105 in San Francisco. How we decide

94105 home prices

Among the 24 San Francisco County ZIP codes with at least 10 sales, 94105 has the 19th highest median price and the 22nd fastest sales.

How fast homes sell in 94105

Buyers and sellers in 94105

Sold above list price30.3%
Went under contract within two weeks25.9%
New listings in three months82
Homes for sale72
Months of supply2.8

94105 prices by property type

ZIP 94105 by property type, three months to September 2026 (5+ sales)
TypeMedian price1 yearDays on marketSold
Condo/Co-op$1,274,962+22.6%4681

What it costs to buy in 94105

At the median price and this week's average 30-year rate, a buyer putting 20% down pays about $8,011 a month in principal, interest and base property tax, before insurance, HOA dues and any special taxes. Lenders commonly cap housing costs at 28% of gross income, which points to a household income of about $343,347. That is 1.5 times the median household income of $225,000. The Census puts the median rent at $3,501 a month, so owning the median home costs about $4,510 a month more than renting, before tax deductions and equity.

What the median ZIP 94105 home costs each month
Median sale price$1,274,625
20% down payment$254,925
Principal and interest, 30-year fixed at 7.24%$6,949 a month
Property tax at the 1% Prop 13 base$1,062 a month
Household income needed (28% guideline)$343,347 a year
Median household income here (Census)$225,000 a year
Median gross rent here (Census)$3,501 a month

Who lives in 94105

Who lives in ZIP 94105 (Census ACS 5-year, 2024)
Population13,861
Median household income$225,000
Median home value (owners' estimate)$1,398,000
Median gross rent$3,501 a month
Homes owner-occupied34.8%
Housing units10,003

Nearby ZIP codes

Nearby ZIP codes, three months to September 2026
ZIPAreaMedian price1 yearDays on market
94110San Francisco$1,524,552+20.0%20
94109San Francisco$1,284,123+14.6%27
94112San Francisco$1,289,621+3.3%15
94107San Francisco$1,099,677+21.1%29
94114San Francisco$2,016,907+24.7%14
94131San Francisco$2,161,365+39.2%20
94116San Francisco$1,949,427+12.4%13
94121San Francisco$1,931,932+20.4%14

Every metric for 94105, month by month

ZIP 94105, rolling three-month figures, last 13 months
Three months toMedian price1 year$/sq ftSoldNew listingsDays on marketSale-to-list
September 2026$1,274,625+22.6%$1,23281824699.2%
August 2026$1,200,000+14.8%$1,20085665099.0%
July 2026$1,225,000+7.0%$1,19987954698.3%
June 2026$1,221,500−2.5%$1,179741073298.1%
May 2026$1,272,500+16.8%$1,227681322798.5%
April 2026$1,272,500+32.5%$1,188641232598.1%
March 2026$1,225,000+27.6%$1,135501122697.2%
February 2026$1,200,000−19.0%$1,09239733696.5%
January 2026$950,000−35.9%$1,11031475297.0%
December 2025$1,194,000−19.6%$1,10853354397.5%
November 2025$1,120,000−12.4%$1,06073784397.2%
October 2025$1,120,000−12.8%$1,02779934796.8%
September 2025$1,040,000−16.0%$98675955596.6%

Taxes and costs

Property tax, transfer tax, Mello-Roos and insurance work the same across San Francisco County; see the county page for the rules.

COMMON QUESTIONS

94105 housing market,
answered.

What is the median home price in 94105?+

$1,274,625 for homes sold in the three months to September 2026 (Redfin), −23.3% against the San Francisco County median.

Are home prices going up in 94105?+

The three-month median is +22.6% on a year earlier. With 81 sales in the period, a few unusual sales can move a ZIP median, so read it alongside the county trend.

How fast do homes sell in 94105?+

A median 46 days from listing to accepted offer, against 14 across San Francisco County.

What area is ZIP 94105?+

ZIP 94105 is in San Francisco, San Francisco County, California.

METHOD AND SOURCES

How this data works

Redfin Data Center figures from the Redfin Data Center. ZIP figures are rolling three-month periods; Redfin uses them because single months in one ZIP are too few sales to be reliable. The area name is from Zillow's ZIP data. The compilation is ours.