ZIP 93109 MARKET DATA · THREE MONTHS TO SEPTEMBER 2026

93109 (Santa Barbara) housing market data

The median home in ZIP 93109 in Santa Barbara sold for $2,449,280 in the three months to September 2026, −7.0% on a year earlier. 19 homes sold, taking a median 22 days, at 99.5% of list price on average. The Santa Barbara County median was $1,179,860.

$2.45MMedian sale price, three months to September 2026 (−7.0% in a year)
22Median days on market
99.5%Average sale-to-list price
19Homes sold in three months (−30.8% in a year)
$1,459Median price per square foot
+107.6%Against the Santa Barbara County median
MARKET TYPE · THREE MONTHS TO SEPTEMBER 2026Seller's market

Most homes sell near or above asking within a month, so buyers have little room to negotiate and sellers can hold firm on price.

99.5% of list price on average · 36% sold above asking · 22 days on market · 4.9 months of supply, ZIP 93109 in Santa Barbara. How we decide

93109 home prices

Among the 16 Santa Barbara County ZIP codes with at least 10 sales, 93109 has the 2nd highest median price and the 1st fastest sales.

How fast homes sell in 93109

Buyers and sellers in 93109

Sold above list price36.8%
Went under contract within two weeks45.7%
New listings in three months38
Homes for sale31
Months of supply4.9

93109 prices by property type

ZIP 93109 by property type, three months to September 2026 (5+ sales)
TypeMedian price1 yearDays on marketSold
Single Family$2,508,367−7.1%2816

What it costs to buy in 93109

At the median price and this week's average 30-year rate, a buyer putting 20% down pays about $15,395 a month in principal, interest and base property tax, before insurance, HOA dues and any special taxes. Lenders commonly cap housing costs at 28% of gross income, which points to a household income of about $659,764. That is 5.3 times the median household income of $123,347. The Census puts the median rent at $2,823 a month, so owning the median home costs about $12,572 a month more than renting, before tax deductions and equity.

What the median ZIP 93109 home costs each month
Median sale price$2,449,280
20% down payment$489,856
Principal and interest, 30-year fixed at 7.24%$13,353 a month
Property tax at the 1% Prop 13 base$2,041 a month
Household income needed (28% guideline)$659,764 a year
Median household income here (Census)$123,347 a year
Median gross rent here (Census)$2,823 a month

Who lives in 93109

Who lives in ZIP 93109 (Census ACS 5-year, 2024)
Population10,915
Median household income$123,347
Median home value (owners' estimate)$1,882,500
Median gross rent$2,823 a month
Homes owner-occupied55.5%
Housing units4,929

Nearby ZIP codes

Nearby ZIP codes, three months to September 2026
ZIPAreaMedian price1 yearDays on market
93105Santa Barbara$1,964,423+9.4%37
93111Santa Barbara$1,554,043−18.1%38
93103Santa Barbara$1,856,954−25.7%80
93110Santa Barbara$1,464,145−19.8%52
93101Santa Barbara$1,618,524+25.0%38
93108Montecito$5,298,443−7.8%73
93117Goleta$1,499,559+17.6%27
93013Carpinteria$1,291,620−27.7%37

Every metric for 93109, month by month

ZIP 93109, rolling three-month figures, last 13 months
Three months toMedian price1 year$/sq ftSoldNew listingsDays on marketSale-to-list
September 2026$2,449,280−7.0%$1,45919382299.5%
August 2026$1,962,500−23.0%$1,45124382899.3%
July 2026$2,519,000−2.9%$1,45132343298.8%
June 2026$2,200,000−2.4%$1,47631342998.8%
May 2026$2,325,000−10.4%$1,48531303197.9%
April 2026$2,250,000−9.8%$1,48230343398.7%
March 2026$2,575,000−7.9%$1,38032375397.6%
February 2026$2,550,000+23.1%$1,38427356097.6%
January 2026$2,472,500+9.9%$1,38028266596.4%
December 2025$2,300,000+2.2%$1,39425265697.5%
November 2025$2,556,000+2.2%$1,39423304997.9%
October 2025$2,637,500+10.6%$1,33026345397.8%
September 2025$2,632,500+11.1%$1,56028334396.9%

Taxes and costs

Property tax, transfer tax, Mello-Roos and insurance work the same across Santa Barbara County; see the county page for the rules.

COMMON QUESTIONS

93109 housing market,
answered.

What is the median home price in 93109?+

$2,449,280 for homes sold in the three months to September 2026 (Redfin), +107.6% against the Santa Barbara County median.

Are home prices going up in 93109?+

The three-month median is −7.0% on a year earlier. With 19 sales in the period, a few unusual sales can move a ZIP median, so read it alongside the county trend.

How fast do homes sell in 93109?+

A median 22 days from listing to accepted offer, against 40 across Santa Barbara County.

What area is ZIP 93109?+

ZIP 93109 is in Santa Barbara, Santa Barbara County, California.

METHOD AND SOURCES

How this data works

Redfin Data Center figures from the Redfin Data Center. ZIP figures are rolling three-month periods; Redfin uses them because single months in one ZIP are too few sales to be reliable. The area name is from Zillow's ZIP data. The compilation is ours.