Santa Cruz area 55+ communities at a glance
The table lists the eight parks with Santa Cruz addresses that Santa Cruz County's list of mobile and manufactured home parks marks as 55+ senior parks, plus five in the nearest cities. Space counts are from the county list, which was last revised in September 2018, so confirm current details with each park. "Resident-owned" means the county list flags the park as owned by its residents, through a cooperative, homeowners' association or similar body. "Rented spaces" means the land is owned by a park owner and residents pay space rent.
| Community | Address | Local jurisdiction | Ownership | Spaces |
|---|---|---|---|---|
| De Anza Santa Cruz Mobile Estates | 2395 Delaware Avenue, Santa Cruz 95060 | City of Santa Cruz | Rented spaces | 198 |
| Shoreline Mobile Estates | 1555 Merrill Street, Santa Cruz 95062 | County | Rented spaces | 176 |
| Villa Santa Cruz | 2435 Felt Street, Santa Cruz 95062 | County | Resident-owned | 121 |
| Sorrento Oaks | 800 Brommer Street, Santa Cruz 95062 | County | Resident-owned | 92 |
| Antonellis Mobile Manor | 2655 Brommer Street, Santa Cruz 95062 | County | Resident-owned | 57 |
| Homestead Mobile Home Park | 2355 Brommer Street, Santa Cruz 95062 | County | Resident-owned | 51 |
| Shangri La Estates | 1040 38th Avenue, Santa Cruz 95062 | County | Rented spaces | 54 |
| Ranchito Mobile Park | 998 38th Avenue, Santa Cruz 95062 | County | Rented spaces | 35 |
| Loma Vista Estates | 4425 Clares Street, Capitola 95010 | Capitola | Resident-owned | 90 |
| Surf & Sand Mobile Home Park | 750 47th Avenue, Capitola 95010 | Capitola | Rented spaces | 73 |
| Spring Lakes Park | 225 Mount Hermon Road, Scotts Valley 95066 | Scotts Valley | Resident-owned | 223 |
| Seacliff Mobile Home Park | 2700 Mar Vista Drive, Aptos 95003 | County | Resident-owned | 101 |
| Rodeo Mobile Estates | 100 N. Rodeo Gulch Road, Soquel 95073 | County | Rented spaces | 204 |
The county list also includes other 55+ parks nearby, such as Montevalle in Scotts Valley (220 spaces), Tradewinds Park in Capitola (114), Aptos Knoll in Aptos (76), Soquel Glen in Soquel (69) and Colonial Manor in Watsonville. It names the state Department of Housing and Community Development (HCD) as the jurisdiction for every park listed. For context, 15.1% of Santa Cruz city residents are 65 or older, against 19.0% across Santa Cruz County (Census ACS 2020-2024).
Each 55+ community in and near Santa Cruz
De Anza Santa Cruz Mobile Estates, Santa Cruz (95060)
The only 55+ park on the county list that falls under the City of Santa Cruz's jurisdiction, De Anza has 198 spaces at 2395 Delaware Avenue. The county list names MHC De Anza Financing LP as owner. MHVillage's profile, checked October 30, 2026, gives a 1970 build year and lists a clubhouse, unheated swimming pool, spa, fitness center, library and billiard room, with pets allowed up to 25 pounds. Ask the office for the current space rent and the rent increase history.
Shoreline Mobile Estates, Santa Cruz (95062)
Shoreline is the largest 55+ park in the Santa Cruz part of 95062, with 176 spaces at 1555 Merrill Street, under county jurisdiction. MHVillage lists a 1962 build year, a clubhouse and an unheated pool, one parking space per home, and a limit of two small pets on a leash. It is a rented-space park, so ask for the lease terms and the last three years of rent increases.
Villa Santa Cruz, Santa Cruz (95062)
Villa Santa Cruz at 2435 Felt Street has 121 spaces and is owned by the Villa Santa Cruz Cooperative, according to the county list, so buyers purchase into the co-op rather than paying rent to an outside owner. Ask for the cooperative's bylaws, the monthly assessment, the reserve balance and the approval process for new members.
Sorrento Oaks, Santa Cruz (95062)
Sorrento Oaks at 800 Brommer Street has 92 spaces and is owned by Sorrento Oaks HOA Inc. MHVillage lists it as a resident-owned co-op built in 1970, with a clubhouse, two parking spaces per home, and a limit of one pet of 20 pounds or less. Ask the board for the dues, the reserve study and any planned special assessments.
Antonellis Mobile Manor, Santa Cruz (95062)
Also on Brommer Street, at number 2655, Antonellis Mobile Manor has 57 spaces and is owned by Antonellis HOA Inc., per the county list. It is one of the smaller resident-owned 55+ parks, so ask how many homes typically sell in a year and how the HOA approves buyers.
Homestead Mobile Home Park, Santa Cruz (95062)
Homestead at 2355 Brommer Street is resident-owned, through Homestead Park Inc., and the county list gives it 51 spaces. MHVillage lists 150 sites and a 1960 build year, so confirm the true count with the park office. MHVillage also lists a clubhouse and wide paved streets, with two pets allowed.
Shangri La Estates, Santa Cruz (95062)
Shangri La Estates at 1040 38th Avenue has 54 spaces under county jurisdiction and an individual owner, per the county list. MHVillage gives a 1960 build year, a clubhouse, two parking spaces per home and a 20-pound pet limit. Space rent applies, so ask for the rent schedule.
Ranchito Mobile Park, Santa Cruz (95062)
Ranchito, at 998 38th Avenue, is the smallest Santa Cruz-address park on the 55+ list, with 35 spaces. Small parks change hands less often, so a listing may take patience. Ask about rent, utilities billing and the age verification process.
Loma Vista Estates, Capitola (95010)
Loma Vista Estates at 4425 Clares Street has 90 spaces, falls under the City of Capitola's jurisdiction, and is owned by Loma Vista Estates Owners Association, per the county list. Capitola's sales tax rate is 9.25%, below Santa Cruz's 9.75% (CDTFA, October 2026).
Surf & Sand Mobile Home Park, Capitola (95010)
Surf & Sand at 750 47th Avenue has 73 spaces under Capitola's jurisdiction and is a rented-space 55+ park with an individual owner, per the county list. Ask for the current rent, the lease length offered to new buyers, and any rules on home age or exterior updates.
Spring Lakes Park, Scotts Valley (95066)
Spring Lakes at 225 Mount Hermon Road is the largest resident-owned 55+ park in the area, with 223 spaces on the county list (MHVillage lists 227). MHVillage gives a 1970 build year and lists a clubhouse, unheated pool and sidewalks, with pets subject to community approval. Redfin's median sale price for all homes in Scotts Valley was $1,209,424 in the three months to September 2026.
Seacliff Mobile Home Park, Aptos (95003)
Seacliff at 2700 Mar Vista Drive has 101 spaces and is owned by the Seacliff Park Residents Association, per the county list. Its local jurisdiction is the county. Ask the association for its dues and the rules on home replacement, and ask what permits an addition or new home would need.
Rodeo Mobile Estates, Soquel (95073)
Rodeo Mobile Estates at 100 N. Rodeo Gulch Road is the largest rented-space 55+ park in the table above, with 204 spaces, and is owned by Rodeo Mobile Estates LLC, per the county list. Ask how space rent is set for a new buyer and what the park charges for water, sewer and trash.
The legal 55+ rules: the 80 percent rule and verification
Federal fair housing law lets a community limit occupancy by age only if it qualifies as housing for older persons. Under 42 U.S.C. 3607, a 55+ community must have at least one person aged 55 or older in at least 80% of its occupied units, publish and follow policies that show it is intended for people 55 and over, and verify ages under federal rules. HUD's regulation at 24 CFR 100.305 sets the 80% test, and 24 CFR 100.307 requires the community to keep reliable surveys and affidavits, such as a copy of a driver's license or passport, to prove it.
That leaves up to 20% of homes that a community may, by its own rules, allow without a 55-year-old occupant. Each park sets its own policy on younger spouses, caregivers and heirs, so read the park rules before you make an offer. A home inherited by someone under 55 may not be one they can live in.
Costs of 55+ living in Santa Cruz
A home in a Santa Cruz 55+ park costs far less to buy than a house: Zillow's typical home value for the city was $1,338,649 in September 2026. The trade-off is the monthly cost of the land under it. Check these items for any park on the list.
- Space rent or dues. In a rented-space park, ask for the current rent, how it rises each year, and whether a local rent rule covers the space. In a resident-owned park, ask for the monthly assessment, the reserve balance and any special assessments.
- Utilities. Ask which utilities the park bills and which you pay directly. In the City of Santa Cruz, the water department lists $99.48 a month as the typical single-family water bill for 5 CCF of use from July 1, 2026; a park may bill differently.
- Taxes and title. Ask the seller for the latest tax bill on the home and confirm the title and registration with HCD before closing. Our Santa Cruz County property tax guide covers county rates and deadlines.
- Insurance. Manufactured homes need their own policy. Our California homeowners insurance guide covers what to ask.
- Transportation. Santa Cruz METRO's discount fare for riders 65 and over is $1.00 a ride on local routes, with a $32 31-day pass.
How to choose a 55+ community near Santa Cruz
Start with ownership: a resident-owned park gives residents a vote on rules and budgets, while a rented-space park keeps the land with the owner. Then note the local jurisdiction the county list gives for each park (the City of Santa Cruz, the county, Capitola or Scotts Valley), since local rules and contacts differ. Finally, ask every park for the same papers: park rules, the rental agreement or bylaws, two years of rent or dues history, and the age verification policy.
A 55+ park is housing, not care. Any help at home is arranged separately. For a wider view of statewide options, see our 55+ communities in California guide and best places to retire in California. For local prices and areas, see the Santa Cruz homes for sale guide.