Where new homes are being built in Lincoln
Lincoln grew faster than almost any U.S. city in the 2000s, and building has never fully stopped. Census estimates show 1,209 homes in the city were built in 2020 or later, out of 20,779. Growth is guided by specific plans that the city adopts for each new area. The City of Lincoln lists approved plans for Village 1, Village 5 and Village 7, a general development plan for Independence at Lincoln, and a plan for Special Use District B in the northeast quadrant. The Village 1 plan was amended on September 26, 2023, and the Village 7 plan was amended in 2026.
In practice, the production builders we found selling in late October 2026 were in three places: the Independence at Lincoln plan area, Liberty at Lincoln near the southwest end of Ferrari Ranch Road, and Twelve Bridges. Larger homes are being built at Bickford Ranch, which Toll Brothers places in Placer County between Loomis, Lincoln and Rocklin.
Active new home communities in and near Lincoln
Aurora Heights at Twelve Bridges by KB Home (single-family, Twelve Bridges)
KB Home lists three-bedroom, two-and-a-half-bath, two-story homes from $422,990, plus the cost of solar, with a homesite premium on some lots. The sales office is at 2310 Starlight Lane, reached from Highway 65 by Twelve Bridges Drive, East Joiner Parkway and Bella Breeze Drive. KB says homes are delivered in three to four months and that a community park is planned; the city lists a Bella Breeze Park project. This is the lowest new-home price we found in Lincoln.
Jubilee at Independence by Tri Pointe Homes (single-family, Independence)
Two-story homes of 1,752 to 2,129 square feet with three or four bedrooms. On November 2, 2026, Tri Pointe listed plans from $552,395 for 1,923 square feet and $572,423 for 1,752 square feet to $625,368 for the 2,129-square-foot plan, with homes on Paine Court and Wolcott Street. Tri Pointe says there is no HOA, community assessments run about $368 a month, and the property tax rate is about 1.0402%.
Monument at Independence by Tri Pointe Homes (single-family, Independence)
Larger two-story plans of 2,158 to 2,921 square feet with three to five bedrooms. Ready-to-build prices started at $604,509 for a 2,481-square-foot plan, $643,470 for 2,721 square feet and $668,515 for the 2,921-square-foot five-bedroom plan. Move-in-ready homes were listed on Congress Avenue. As at Jubilee, there is no HOA, and Tri Pointe estimates community assessments at about $385 a month.
Freedom at Liberty by Woodside Homes (single-family, Liberty at Lincoln)
Four plans from $557,990 for the three-bedroom, 1,933-square-foot Honor to $603,990 for the 2,427-square-foot Triumph with up to five bedrooms. Woodside describes Liberty as Lincoln's newest master-planned community, centered on The Farmhouse, a clubhouse of more than 7,000 square feet with a pool and fitness center. Western Placer Unified plans a TK-8 school in Liberty at Lincoln, expected to open in 2030-2031. Ask Woodside for the HOA dues and any special tax, which its page did not state.
Toll Brothers at Bickford (semi-custom, Bickford Ranch, Placer County)
Not in Lincoln itself: Toll places Bickford Ranch in Placer County between Loomis, Lincoln and Rocklin. Toll lists three collections: Ridgeline from $1,050,995, Hillside from $1,104,995 and Crestview from $1,279,995, with homes of about 2,543 to 4,333 square feet. Toll lists the Loomis Union School District; confirm the school district for each lot with the district itself.
Future building in Lincoln: Village 1, Village 5 and Village 7
The city's approved specific plans set out where thousands of future homes may go, but a plan is not a community you can buy into yet. Before you buy next to vacant land, read the relevant specific plan and land use map on the city's planning pages so you know whether a park, school, commercial center or more housing is planned next door.
Lincoln new home communities compared
| Community (builder) | Home sizes | Starting price | HOA / assessments (builder) |
|---|---|---|---|
| Aurora Heights at Twelve Bridges (KB Home) | 3 bed, 2 stories | $422,990 plus solar | Not stated |
| Jubilee at Independence (Tri Pointe) | 1,752-2,129 sq ft | $552,395 | No HOA; about $368/month |
| Freedom at Liberty (Woodside) | 1,933-2,427 sq ft | $557,990 | Not stated |
| Monument at Independence (Tri Pointe) | 2,158-2,921 sq ft | $604,509 | No HOA; about $385/month |
| Toll Brothers at Bickford (Toll Brothers) | 2,543-4,333 sq ft | $1,050,995 | Not stated |
Prices are builder list prices checked from October 30 to November 2, 2026, and change often. Base prices exclude lot premiums, options and upgrades.
Mello-Roos and HOA fees on new Lincoln homes
Most new Lincoln neighborhoods pay for their roads, parks and other infrastructure through Community Facilities Districts, often called Mello-Roos, plus landscaping and lighting assessments. These appear on the property tax bill, not as HOA dues. Tri Pointe's figures show what that looks like: about $368 to $385 a month, or $4,416 to $4,620 a year, on top of base property tax. Some charges rise each year by a set percentage and end after a set number of years, while maintenance assessments may continue indefinitely.
Ask the builder for the CFD disclosure notice and the special tax formula before you sign. Our California Mello-Roos guide explains how the charges work, and the Placer County property tax guide shows how a full bill is built.
New vs resale homes in Lincoln: what costs more
On price per square foot, new homes in Lincoln are not always more expensive. Redfin's median sale price per square foot for all Lincoln sales was about $338 in the three months to September 2026. Tri Pointe's 1,752-square-foot plan at Jubilee works out to about $327 a square foot, and its largest Monument plan to about $229. Larger new plans are cheaper per foot, because land and site costs are spread over more space.
The monthly cost is a different story. A new home often carries a higher special tax than an older resale house, and buyers pay for window coverings, landscaping and fencing that a resale home already has. On the other side, Tri Pointe advertised promotions when we checked, such as special loan rates and closing credits. Compare a builder's net price after incentives with Redfin's $620,704 median for Lincoln resale and new sales combined, and with recent sales in the same subdivision.
Inspections and warranties on new construction
Independent inspections on a new Lincoln home
City building inspectors check code compliance, not workmanship. Hire your own inspector for a pre-drywall inspection, when framing, plumbing and wiring are still visible, and a final inspection before the walk-through. Ask the builder in writing, before you sign, whether it allows outside inspections and how to schedule them. Ask for the inspection to cover attic insulation, grading and drainage away from the foundation, and the solar installation where included.
Builder warranties and California's right-to-repair law
Under California Civil Code section 900, a builder must give a written warranty of at least one year on fit and finish items such as cabinets, flooring, countertops, paint and trim. Separate statutory standards cover structural and systems defects, and claims for most defects must be brought within 10 years of substantial completion under Civil Code section 941. KB Home lists a warranty service line for Aurora Heights. Read each builder's own warranty booklet before you sign, and note every claim deadline.
Buying a new home in Lincoln with a local agent
You can bring your own agent to a builder's sales office, but most builders require the agent to be with you, or registered, on your first visit. An agent who knows Lincoln can compare a new plan with resale homes in Twelve Bridges or Lincoln Crossing, read the CFD disclosures, and check lot premiums against nearby lots. Ask the builder in writing whether it pays a buyer-agent fee. For a starting point, see our Lincoln homes guide, our Lincoln schools page for boundary changes, and the California home buying guide.