Laguna Beach condo prices in 2026
Laguna Beach is a single ZIP code, 92651, so Redfin's ZIP figures are the city's condo market. Over the three months to September 2026, condos sold for a median of $1,394,959, or $1,378 per square foot, at 95.5% of list price on average. The median condo took 124 days to sell, against 71 days for single-family homes, and 18 condos were for sale at the end of the period, about 6.6 months of supply.
Census figures explain the thin market. Of the city's 13,598 homes, 66.7% are detached houses and about 24% are in buildings of two or more units (ACS 2020-2024). Many of those are small duplexes and fourplexes rather than condos. With so few sales, a single oceanfront unit can move the median sharply, so read it as a range rather than a price tag. Our Laguna Beach housing market report covers the wider trend.
Best areas to buy a condo in and around Laguna Beach
These are the places condo buyers usually compare. Complex details come from the pages listed in our sources, and asking prices are from public listings on October 30, 2026; confirm both with the HOA before you rely on them.
Laguna Royale, South Laguna oceanfront
Laguna Royale is a complex of 78 condos with six floor plans at 31423 Coast Highway in South Laguna, with subterranean parking, a pool and units that open toward the ocean. On the date we checked, a three-bedroom, 1,579-square-foot unit was listed at $4,698,000, and the listing described the complex as guard-gated around the clock.
Blue Lagoon, near Victoria Beach and the Montage
Blue Lagoon has about 119 condos on the ocean side of Coast Highway, next to Lagunita and within walking distance of the Montage resort. It dates from the early 1960s, and its original floor plans are two-bedroom, two-bath units of 1,462 to 1,672 square feet. The gated complex has access to Victoria Beach, two pools and a tennis court.
Smaller condo buildings in the Village and canyons
Away from the oceanfront complexes, Laguna Beach condos are mostly in small buildings of a few units. These are the city's lower-priced entry point: on the date we checked, a two-bedroom, 903-square-foot unit at 21692 Ocean Vista Drive was listed at $1,259,000. Small associations often have thin reserves, so the HOA documents matter even more here.
Dana Point condos, south along the coast
Next door in Dana Point, ZIP 92629, Redfin's median condo sale was $1,359,460 over the same three months, with 35 sales and a median of 44 days on market. That is a similar price to Laguna Beach with more choice and faster sales. See our Dana Point condos page.
Aliso Viejo and Laguna Niguel condos, inland
Over the hills, condo prices drop by roughly half. Redfin's median was $819,976 in Aliso Viejo's 92656 (63 sales) and $724,979 in Laguna Niguel's 92677 (61 sales) in the three months to September 2026. These cities are a short drive from Laguna Beach's beaches but have different schools, HOAs and tax bills. See our Laguna Niguel condos page.
Laguna Beach condos compared with nearby ZIP codes
All figures are Redfin's condo and co-op medians for the three months to September 2026.
| ZIP and city | Condo median sale price | Change in a year | Condos sold | Median days on market |
|---|---|---|---|---|
| 92651 Laguna Beach | $1,394,959 | +20.7% | 8 | 124 |
| 92629 Dana Point | $1,359,460 | +25.0% | 35 | 44 |
| 92660 Newport Beach | $1,442,457 | -9.9% | 16 | 48 |
| 92656 Aliso Viejo | $819,976 | -0.6% | 63 | 51 |
| 92677 Laguna Niguel | $724,979 | -7.7% | 61 | 42 |
| 92637 Laguna Woods | $454,487 | +1.1% | 155 | 63 |
Laguna Woods is a separate inland city with its own large condo and co-op market; its associations set their own eligibility rules, so read them before you tour. For the county picture, see the Orange County market data.
Is it wise to buy a condo in Laguna Beach now?
Prices are rising but sales are slow, which gives patient buyers room to negotiate: the median Laguna Beach condo sat for 124 days and sold below list. The bigger risks are in the building, not the market. Oceanfront complexes such as Blue Lagoon, built in the early 1960s, sit right on the coast, where salt air is hard on decks, railings and concrete.
- Balcony and deck inspections. California requires condo associations to inspect elevated balconies, decks and walkways every nine years (Civil Code section 5551, from SB 326). Ask for the latest report and any repair estimate. Our California balcony inspection law guide explains the rules.
- Reserves. Associations must update a reserve study at least every three years (Civil Code section 5550). Compare the reserve balance with what the study says is needed; a large gap often means a special assessment later.
- Insurance. Ask for the master policy, its deductible and whether it covers earthquake. Then price your own unit policy before you remove contingencies. Our California homeowners insurance guide covers the market.
For the full list of an association's duties, see our California HOA laws guide.
Financing a Laguna Beach condo
At the Redfin median of $1,394,959, a 20% down payment is $278,992, leaving a loan of $1,115,967. At Freddie Mac's 30-year average of 7.24% (week of October 29, 2026), principal and interest come to about $7,605 a month, plus about $1,162 a month for the 1% base property tax, before HOA dues.
Jumbo and conforming loans for Laguna Beach condos
Check whether your loan fits under the current high-balance conforming limit for Orange County or needs a jumbo loan. Either way, the lender reviews the whole project, not just your unit: owner-occupancy share, reserves, pending litigation and how many units one owner holds. Older oceanfront complexes with litigation or major deferred repairs can be rejected as non-warrantable.
FHA and VA loans for Laguna Beach condos
FHA and VA loans need the complex to be on the agency's approved list or approved for a single unit. Search the HUD and VA condo lists by name before you write an offer, and ask your lender to confirm early.
Condo fees and costs in Laguna Beach
Your monthly cost has four parts beyond the mortgage.
HOA dues in Laguna Beach complexes
Dues vary widely: oceanfront complexes with gates, pools and staff cost more than a small village building. Ask for the current budget rather than relying on a listing.
Property tax on a Laguna Beach condo
Prop 13 sets the base at 1% of the price plus voter-approved bonds; see our Orange County property tax guide.
Insurance and special assessments
Insurance has two layers, the master policy built into your dues and your own unit policy. Also check the board minutes for any special assessment already approved or under discussion.
Laguna Beach condo buyer checklist
- Get the last 12 months of board minutes, the budget, the reserve study and the balcony inspection report.
- Ask whether any special assessment or lawsuit is pending.
- Read the rental rules, including any minimum lease term, if you may rent the unit.
- Check parking: how many spaces, and whether they are deeded or assigned.
- Look up the address on Cal OES MyHazards and the FEMA flood map, especially for oceanfront and canyon buildings.
- Get insurance quotes for your unit before removing contingencies.
- Ask your lender to review the project early, before you pay for inspections.
For more on the city, see our Laguna Beach guide and Laguna Beach gated communities page. A local agent who has sold in the complex before can also tell you how its HOA handles repairs.