HUNTINGTON BEACH CONDOS

Condos in Huntington Beach: Prices, Areas and What to Check

Condos in Huntington Beach sold for a median of $512,485 in ZIP 92647 up to $896,973 in 92648 in the three months to September 2026, well under the city's single-family prices. Most condo communities sit in Huntington Harbour, downtown, Seacliff and the west and south of the city. This page covers prices by ZIP, the main complexes, HOA costs, financing and what to check before you buy.

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Huntington Beach condo prices by ZIP code

Redfin splits sales into condo and co-op units and townhouses. The figures below are rolling three-month medians to September 30, 2026. Condo samples in a single ZIP are small, between 12 and 29 sales, so read them as a range rather than a precise price.

ZIPCondo/co-op medianCondo salesMedian days on marketTownhouse medianSingle-family median
92646$718,9792951$899,001$1,549,609
92647$512,4851282$1,089,992$1,242,187
92648$896,9732754$1,235,002$2,199,445
92649$699,9792652$1,355,002$1,977,001

For the county as a whole, Redfin's median condo and co-op sale in September 2026 was $714,350 with a median of 61 days on market; September county figures may still be revised. In every Huntington Beach ZIP, a condo sold for well under half the single-family median in 92648 and 92649. Condos also sat longer than houses: 51 to 82 days against 31 to 66 for single-family homes.

Best areas to buy a condo in Huntington Beach

Huntington Beach condo communities fall into five broad areas. Unit counts, fees and build years below come from a local brokerage's community pages, checked on October 30, 2026. Confirm every figure with the HOA's own documents before you offer.

Huntington Harbour condos with boat slips (92649)

The harbour has the most condos with water views and docks. Portofino Cove, at 16291 Countess Drive, is a gated, three-story building of 60 condos built in 1985, about 45 of them with boat docks that carry a second monthly fee. Sea Harbour, on Bluewater Lane across Pacific Coast Highway from the sand, has 173 units with an HOA fee listed at about $450 a month plus about $60 for a dock on some units. Weatherly Bay, at Aladdin Drive and Warner Avenue, has 98 units built in 1965 with a listed fee of $638, and Christiana Bay, near Saybrook Lane and Heil Avenue, has 62 townhomes with a listed fee of $650. Broadmoor, a guard-gated townhome community off Pacific Coast Highway, has 244 units. Redfin's condo median in 92649 was $699,979.

Downtown and Pacific Coast Highway condos (92648)

Downtown condos sit in the ZIP with the highest condo prices. Huntington Pacific, at 711 Pacific Coast Highway, has 106 condos with ocean and city views, and ShoreHouse, at 414 Main Street, has 20. The condo and co-op median in 92648 was $896,973, the highest of the four main ZIPs. Ask about parking, short-term rental rules and any noise clauses near Main Street.

Seacliff townhome condos (92648)

The SeaCliff Club Series condos are townhome style, about 450 units in a guard-gated community with an association pool and spa and two-car garages, less than a mile from the beach. Prices here sit closer to the townhouse figure for 92648, $1,235,002, than to the condo figure. The Huntington Beach gated communities page covers the rest of Seacliff.

West Huntington Beach condos: Cabo del Mar and Surfcrest

In west Huntington Beach (92649), Cabo del Mar at 17192 Abalone Lane is a gated complex of 288 one- and two-bedroom units from 535 to 1,223 square feet, with subterranean parking and a listed HOA fee of $642 to $660 that covers water and trash. Surfcrest, near Seacliff in 92648, is a gated community of 115 townhome-style condos built in 1996, some with ocean views. Cabo del Mar gives you a 92649 address at well under the ZIP's single-family median of $1,977,001.

South and central Huntington Beach condos (92646 and 92647)

Huntington Continental, north of Adams Avenue between Brookhurst Street and Bushard Street, has 445 units and two pools. Seabridge, south of Adams Avenue and Beach Boulevard, is listed as guard-gated. Beachwalk, off Goldenwest Street near Yorktown Avenue in 92648, has 453 townhomes built in 1975 with a 2024 HOA fee of $485. In 92647, Redfin's condo median of $512,485 was the lowest in the city.

Huntington Landmark: age-restricted condos and townhomes (92646)

Huntington Landmark describes itself as a private, age-designated 55+ community of 160 acres and 1,238 units. Zillow's typical value for the Huntington Landmark neighborhood was $756,807 in September 2026, the lowest of any Zillow neighborhood in the city. Federal and state law let communities like this limit sales to older buyers, so read the age rules in the HOA documents.

Is it wise to buy a condo in Huntington Beach now?

Condo prices are holding, not rising fast. Redfin's condo median fell 5.2% in 92646 and 29.5% in 92647 on a year earlier, but rose 8.4% in 92648 and 15.2% in 92649; with 12 to 29 sales per ZIP, much of that is noise. The questions that decide whether a particular building is a good buy are about its finances and its structure, not the citywide trend.

  • Balconies and walkways. Several complexes above were built between 1965 and 1985, and older buildings often have wood balconies, decks and stairs. California's SB 326 requires condo associations to inspect these elevated elements on a set schedule. Ask whether the inspection is done and what it found. Our California balcony inspection law guide explains the deadlines.
  • Reserves. Ask for the latest reserve study and the percent funded. A low figure points to a future special assessment.
  • Insurance. Ask for the master policy, its deductible, and whether it includes earthquake cover. Coastal buildings may face higher premiums. See our California homeowners insurance guide.
  • Flood. Check harbour and Sunset Beach buildings on the FEMA flood map, since a flood zone affects both the master policy and your own.

Financing a Huntington Beach condo: warrantability, FHA and VA

Conventional loans and condo warrantability

Fannie Mae and Freddie Mac buy only loans on condo projects that meet their rules on owner occupancy, commercial space, litigation, reserves and insurance. A building that fails is called non-warrantable, and buyers there need a portfolio loan, usually with a bigger down payment and a higher rate. Ask the lender to review the condo questionnaire before you remove your loan contingency.

FHA condo approval in Huntington Beach

An FHA loan needs the whole project to be on HUD's approved list, or the single unit to qualify for single-unit approval. Search the project name on HUD's FHA condominium lookup. Approval expires, so check the date.

VA condo approval in Huntington Beach

A VA loan needs the project to be on the VA's approved condo list. Search the VA's condo report by project name. If it is not listed, the HOA can apply, but that takes time.

Condo fees and costs in Huntington Beach

Listed HOA fees in the complexes above run from about $450 to $660 a month, before any dock fee. Fees usually cover the master insurance policy, common-area upkeep, pools and reserves, and some cover water and trash. Here is what a condo at the 92649 median of $699,979 costs each month with 20% down at Freddie Mac's 7.24% rate (week of October 29, 2026):

CostMonthly
Principal and interest on a $559,983 loan$3,816
Property tax at 1.09311% (rate area 04-009, after the homeowners' exemption)$631
HOA fee (example from the range above)$600
Total before your own insurance$5,047

Your own condo (HO-6) policy covers the interior and your belongings. Our Orange County property tax guide explains the rate, and our California HOA laws guide covers what the HOA must disclose.

Huntington Beach condo buyer checklist

  1. Get the HOA budget, reserve study and last two years of minutes.
  2. Ask whether the SB 326 balcony inspection is complete and what repairs it found.
  3. Ask about pending or planned special assessments and any lawsuits.
  4. Get the master insurance policy and its deductible, and quote your own HO-6 policy.
  5. Check the building on the FEMA flood map, especially in Huntington Harbour.
  6. For a dock or slip, confirm whether it is deeded, assigned or rented, and its fee.
  7. Read the rental and pet rules if you plan to rent the unit or keep a pet.
  8. Have your lender confirm the project is warrantable, or FHA or VA approved if you need it.

For other home types and prices, see our Huntington Beach guide and Huntington Beach ZIP codes page.

COMMON QUESTIONS

Condos in Huntington Beach,
answered.

How much is a condo in Huntington Beach?+

Redfin's median condo and co-op sale ran from $512,485 in ZIP 92647 to $896,973 in 92648 over the three months to September 2026. Townhouses cost more, from $899,001 in 92646 to $1,355,002 in 92649. Samples are small, 12 to 29 condo sales per ZIP, so a single complex can be well above or below these figures.

Where are the cheapest condos in Huntington Beach?+

On Redfin's three-month figures to September 2026, ZIP 92647 had the lowest condo median at $512,485, followed by 92649 at $699,979 and 92646 at $718,979. Zillow's typical value for the Huntington Landmark neighborhood, an age-restricted community, was $756,807. Huntington Continental and Cabo del Mar are among the largest complexes, with 445 and 288 units.

Are Huntington Beach condo prices going down?+

Not across the board. Over the year to September 2026, Redfin's condo median fell in 92646 and 92647 and rose in 92648 and 92649. With 12 to 29 sales per ZIP, these swings mostly reflect which units sold. For the whole county, Redfin's September 2026 condo median was $714,350, which may still be revised.

Do Huntington Beach condos need balcony inspections?+

Yes, if the building has wood balconies, decks, walkways or stairs that the HOA maintains. California's SB 326 requires condo associations to have these elevated elements inspected on a set schedule; our balcony inspection guide has the details. Complexes such as Weatherly Bay (1965) and Beachwalk (1975) are decades old, so ask for the report and any repair plan.

Can I use a VA or FHA loan to buy a condo in Huntington Beach?+

Yes, if the project is approved. Search the complex on HUD's FHA condominium lookup or the VA's condo report before you offer. FHA also allows single-unit approval in some cases. If a complex is not approved, the HOA can apply, but buyers on a deadline usually choose an approved building or a conventional loan.

What is a non-warrantable condo?+

A non-warrantable condo is in a project that does not meet Fannie Mae and Freddie Mac rules, for example because of too many rentals, a large commercial share, pending litigation or low reserves. Lenders cannot sell those loans, so buyers need a portfolio loan, usually with more money down and a higher rate.

SOURCES

Where these facts come from

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