How many condos and townhomes Temecula has
Temecula is mostly detached houses. Of 37,813 homes counted by the Census (ACS 2020-2024), 28,993, or 76.7%, are single-family detached. Single-family attached homes, which include most townhomes, number 1,217 (3.2%). Buildings with two to four units hold 1,819 homes (4.8%), and buildings with five or more units hold 5,314 (14.1%), a group that includes both condominiums and rental apartments.
That small supply shows in the sales count. Redfin recorded 13 condo and 7 townhouse sales across 92591 and 92592 in the three months to September 2026, against 341 single-family sales in the same two ZIPs. With so few trades, a single sale can move a ZIP median by tens of thousands of dollars, so read the figures below as a range.
Best areas to buy a condo in Temecula
We describe areas by the facts that drive condo prices: what sold recently, which planning district the complex sits in, and what special taxes apply. The city's planning records group housing into specific plans and policy areas, and those names are a useful way to search.
South Temecula condos: Redhawk, Vail Ranch and Wolf Creek (92592)
The 92592 ZIP had the most attached sales. Redfin's median condo sale was $474,986 across 9 sales in the three months to September 2026, and the median townhouse sale was $560,001 across 3 sales, against $775,804 for single-family homes. Condos here sold in a median 49 days at $358.20 a square foot. Wolf Creek sits in a city community facilities district (CFD 03-03), so check the tax bill for any complex inside it.
North Temecula condos: Harveston, Campos Verdes and Margarita Village (92591)
In 92591 the median condo sale was $609,982 across 4 sales and the median townhouse sale $572,501 across 4, with condos taking a median 75 days. Harveston has two city CFDs (01-02 and 03-06). Campos Verdes is its own specific plan, and Margarita Village and Temeku Hills appear as one planning district. Ask for the HOA budget and the age of the roofs in any complex you tour.
Old Town Temecula attached homes (92590)
Old Town has its own specific plan. Redfin recorded no closed townhouse sales in 92590 in the three months to September 2026, but it showed 12 townhouses for sale at a median list price of $638,720, with 5 pending. The city lists a Saturday farmers market and events such as the Temecula Rod Run and the 4th of July parade in Old Town, so visit on a busy weekend before you buy.
Uptown Temecula condos and townhomes
Uptown Temecula is a specific plan covering the area along Jefferson Avenue and its side streets, according to the addresses in the city's September 2026 planning activity report. Much of the district is commercial, judging by the business permits in that report, so ask whether a unit sits beside shops or offices and how noise and guest parking work.
Altair, Temecula's newest specific plan
Altair is specific plan SP-15 and has its own CFD (23-01). The city's September 2026 planning report lists minor exceptions at addresses on Solstice Circle and Breezewood Court in the Altair district. For any new attached home there, ask the seller or builder for the CFD's annual special tax and how much it rises each year.
Temecula condo prices against houses
| ZIP and home type | Redfin median sale price | Sales | Median days on market |
|---|---|---|---|
| 92592 condo/co-op | $474,986 | 9 | 49 |
| 92592 townhouse | $560,001 | 3 | 16 |
| 92592 single-family | $775,804 | 214 | 46 |
| 92591 condo/co-op | $609,982 | 4 | 75 |
| 92591 townhouse | $572,501 | 4 | 106 |
| 92591 single-family | $762,308 | 127 | 47 |
Figures are Redfin's rolling three months to September 30, 2026. Countywide, Redfin's monthly median for Riverside County was $409,128 for condos and $529,586 for townhouses in September 2026, provisional figures that may be revised. On these numbers a Temecula condo in 92592 costs roughly $300,000 less than a house in the same ZIP. Our Temecula ZIP code guide and the 92592 market data page track the trend.
Is it wise to buy a condo in Temecula now?
Prices are close to flat and buyers have time. Zillow's typical home value for all Temecula homes was $756,809 in September 2026, up 0.5% in a year, and condos in 92591 took a median 75 days to sell. The bigger risks with a condo are in the association, not the market.
Balcony and deck inspections for Temecula condos
California requires periodic inspections of balconies, decks and stairways in many multi-unit buildings, under SB 326 for condo associations and SB 721 for rental buildings. Ask the HOA whether its inspection is done and whether repairs are planned. Our California balcony inspection law guide explains the deadlines.
Reserves and special assessments in Temecula HOAs
Ask for the reserve study, the percent funded and the last 12 months of board minutes. A low reserve balance often means a special assessment later. Our California HOA laws guide lists the documents a seller must provide.
Master insurance and your own policy
Find out what the association's master policy covers and its deductible, then price an HO-6 policy for the inside of the unit. Check the address on Temecula's March 2025 fire hazard map, since a mapped zone can raise both premiums. See our California homeowners insurance guide.
Financing a Temecula condo
At Freddie Mac's 30-year average of 7.24% (week of October 29, 2026), 20% down ($94,997) on the $474,986 median condo in 92592 leaves a $379,989 loan and about $2,590 a month in principal and interest. Temecula's common 2026-27 tax rate of 1.02778% adds about $407 a month, before HOA dues and any special tax.
Lenders review the whole complex, not only your unit. Before you write an offer, ask your lender whether the project is warrantable for a conventional loan, which looks at owner-occupancy, delinquent dues and litigation. If you plan to use an FHA loan, search the complex on HUD's FHA condominium approval lookup. A complex that fails these reviews can still be bought with cash or a portfolio loan, but it may also be harder to sell later.
Fees on top of the price
- HOA dues. Dues vary by complex and by what they cover, such as water, trash, exterior insurance and a pool. Get the current budget and dues history from the resale package.
- Special taxes. The Temecula Public Financing Authority lists ten CFDs, including Harveston, Wolf Creek, Crowne Hill, Roripaugh Ranch, Heirloom Farms, Altair and Prado. Read the seller's tax bill. Our California Mello-Roos guide explains how these taxes work.
- Water district land charge. In TRA 013-004 and several other Temecula tax rate areas, Rancho California Water District levies 0.30% of taxable land value. For a condo the land share of value is often small, so check the land value on the bill to see what you would pay.
- Transfer tax at resale. Riverside County's documentary transfer tax is $1.10 per $1,000, about $523 on a $474,986 sale.
Temecula condo buyer checklist
- Confirm the type: a condo (you own the airspace) or a townhouse on its own lot. The difference changes insurance and lending.
- Get the HOA budget, reserve study, minutes, CC&Rs, rental rules and any pending litigation.
- Ask about balcony and deck inspections and planned repairs.
- Read the seller's property tax bill for CFD and other special taxes.
- Check the fire hazard map and get insurance quotes for both the master policy gap and your HO-6.
- Ask your lender whether the project is warrantable or FHA-approved.
- Compare against recent sales in the same complex, not the ZIP median.
For the city overview see our Temecula homes guide, or see our featured local agent for help with a specific complex.