TEMECULA 55+ COMMUNITIES

Retirement and 55+ Communities in Temecula and Nearby

Temecula has one large age-restricted 55+ community inside the city, Esplanade at Sommers Bend, with 151 homes and listed HOA dues of $348 to $352 a month, according to 55places profiles checked November 2, 2026. Eight more sit within the wider Temecula Valley and Inland Empire, from The Colony in Murrieta to Sun City in Menifee. This directory compares all nine, explains the 55+ rules and lists the costs to check.

YOUR NEXT STEP

Talk to a Temecula agent.

Tell us what you need and we will put you in touch with a licensed local agent. No obligation.

Temecula and southwest Riverside County 55+ communities at a glance

The table draws on each community's profile on 55places.com, checked November 2, 2026. That site is a listing portal that aggregates third-party sources, gives HOA dues as an approximate range from listings, and says its details are not verified by the HOA. Use the figures to build a shortlist, then confirm dues, fees and rules with the association. Where a profile's price band contradicted its own average price, we left the band out.

CommunityLocationHomesBuiltGatedPrice band (55places)HOA dues a month (55places)
Esplanade at Sommers BendTemecula 925921512021 to presentNoLow $700,000s to high $800,000s$348 to $352
The ColonyMurrieta1,5011989 to 2005YesMid $400,000s to mid $1 millions$215 to $356
Murrieta Hot Springs (The Knolls)Murrieta1,0401971 to 2017YesMid $200,000s to low $500,000s$70 to $118
Sun CityMenifee4,7621962 to 1981No dataMid $200,000s to mid $500,000s$25 to $49
The OasisMenifee1,1581999 to 2005YesHigh $300,000s to low $600,000s$73 to $330
The ClubMenifee2591994 to 2000YesLow $300,000s to low $500,000s$110 to $158
Four Seasons at HemetHemet1,1062003 to 2011YesHigh $300,000s to low $500,000s$163 to $232
Solera Diamond ValleyHemet5732006 to 2017NoMid $300,000s to high $500,000s$180 to $280
Cedarwood at TerramorTemescal Valley1432025 to presentNoSee note below$340 to $381

Only one of the nine, Esplanade at Sommers Bend, is inside Temecula. The others are within the wider Temecula Valley and Inland Empire, in Murrieta, Menifee, Hemet and Temescal Valley.

Each 55+ community near Temecula

Esplanade at Sommers Bend, Temecula

Esplanade at Sommers Bend is a 151-home 55+ neighborhood built by Taylor Morrison from 2021, inside the Sommers Bend area of south Temecula (92592), where the city's Sports Ranch park sits at 32101 Sommers Bend Road. 55places lists seven one- and two-story floor plans of 1,787 to 2,574 square feet with two to four bedrooms and attached two- or three-car garages. Amenities include a clubhouse with a wellness center and demonstration kitchen, an outdoor pool and spa, an outdoor gathering space called The Barn, pickleball and bocce courts and trails, with an activity director. It is not gated. The profile's price band (low $700,000s to high $800,000s) conflicts with its own average of about $900,223, so check recent sales.

The Colony, Murrieta

The Colony is a gated community of 1,501 single-family homes built from 1989 to 2005, in Murrieta, near Interstate 15 and Interstate 215. Homes run from about 947 to 2,100 square feet with two or three bedrooms. 55places lists the California Oaks golf course (5,218 yards, par 70), a restaurant, a ballroom, a theater, a library and pickleball and tennis courts. Its listed average price was about $526,400.

Murrieta Hot Springs (The Knolls), Murrieta

Murrieta Hot Springs, also called The Knolls, has 1,040 gated homes in three neighborhoods, Spring Knolls, Golf Knolls and Warm Spring Knolls, each with its own clubhouse. Homes range from about 960 to 2,646 square feet, some with carports. Its listed dues of $70 to $118 a month are among the lowest in this directory, and 55places notes Interstate 215 is a couple of minutes away.

Sun City, Menifee

Sun City is the oldest and largest community here: 4,762 attached and single-family homes built by Del Webb and Presley from 1962 to 1981, just off McCall Boulevard in Menifee. Facilities include indoor and outdoor pools, lawn bowling, a ballroom and woodworking, ceramics and lapidary studios. 55places lists dues of $25 to $49 a month and an average price of about $410,000. Many homes are more than 45 years old, so budget for updates.

The Oasis, Menifee

The Oasis is a gated community of 1,158 single-family homes built by Ryland and Fulton Homes from 1999 to 2005 around the 36-hole Menifee Lakes Country Club, about a mile east of Interstate 215. 55places lists 18 single-story plans of 1,295 to 2,455 square feet, a 22,500-square-foot clubhouse and an activity director. 55places lists a band of high $300,000s to low $600,000s and an average price of $539,750.

The Club, Menifee

The Club is a small gated community of 259 single-family homes built by Lennar from 1994 to 2000, west of Interstate 215 off Barnett Road and Rouse Road. Most homes have two or three bedrooms and two-car garages. 55places lists RV and boat parking, garden plots, tennis and a clubhouse, with dues of $110 to $158 a month and an average price of about $430,000.

Four Seasons at Hemet

Four Seasons at Hemet is a gated K. Hovnanian community of 1,106 single-family homes built from 2003 to 2011, with 12 floor plans from 1,444 to about 2,800 square feet. Its clubhouse, The Lodge, covers 14,859 square feet, and 55places lists a full-time activities director. The listed average price was $438,117.

Solera Diamond Valley, Hemet

Solera Diamond Valley has 573 Del Webb homes built from 2006 to 2017 in 18 single-story plans of 1,240 to 2,370 square feet. The 23,000-square-foot Mountain View Lodge has an indoor lap pool and walking track, and outdoors there are two pools and a fishing lake. It is not gated. The listed average price was $464,342.

Cedarwood at Terramor, Temescal Valley

Cedarwood at Terramor is the newest community here, a 143-home Del Webb neighborhood started in 2025 inside the larger Terramor development in Temescal Valley. Homes are single-story, about 1,324 to 1,375 square feet, with two or three bedrooms. Residents can use Terramor's wider amenities. 55places shows conflicting price figures, so ask the builder for its current price sheet.

Costs of 55+ living in and near Temecula

  • HOA dues. The communities above list anything from $25 to $381 a month. Ask what the dues cover, such as cable, exterior upkeep, golf or gate staff, and whether golf or clubhouse fees are extra.
  • Special assessments and reserves. Sun City and Murrieta Hot Springs date from the 1960s and 1970s. Ask for the reserve study and the last year of board minutes to see whether roofs, pools or roads are due.
  • Property tax and special taxes. Prop 13 resets the assessed value to your purchase price. In Temecula's common tax rate area 013-004, the 2026-27 rate is 1.02778% of value plus a water district charge on land. Newer tracts may also sit in a community facilities district, so ask for the seller's tax bill. Our Riverside County property tax guide and Mello-Roos guide explain the bill.
  • Moving your tax base. If you are 55 or older and selling a home elsewhere in California, Prop 19 may let you carry your current assessed value to the new home. See our California Prop 19 guide.
  • Insurance. Check the address on Temecula's March 2025 fire hazard map or the matching county map, and get quotes early. Our homeowners insurance guide covers the options.

Other options for older buyers in Temecula

Most Temecula housing is not age-restricted. Zillow's typical home value for the city was $756,809 in September 2026, and Census figures show about 77% of homes are detached single-family houses (ACS 2020-2024). Single-story homes in all-ages tracts are an alternative to a 55+ community, without the age rules but also without the clubhouse programs.

The Census also counts 464 mobile homes in Temecula. If you look at a manufactured home in a park, ask whether the park is age-restricted, whether you would own or lease the land, and how much the space rent has risen in recent years.

For activities without moving into a 55+ community, the city runs the Mary Phillips Senior Center, which offers classes, a lunch program for people 60 and older and their spouses, and rides to the center. Call the city at 951-694-6444 for current schedules.

Assisted living and memory care are licensed care, not active-adult housing. Check any provider on the California Department of Social Services care facility search.

How to choose a 55+ community near Temecula

  1. Decide how far you will drive. Esplanade at Sommers Bend is the only one inside Temecula; the rest are in Murrieta, Menifee, Hemet and Temescal Valley, so time the drive to the places you go each week.
  2. Get the CC&Rs, bylaws, age policy and rules on younger co-residents and guests.
  3. Ask for the budget, reserve study and recent board minutes.
  4. Compare the true monthly cost: dues, special taxes, insurance and utilities.
  5. Visit at different times and ask for the activity calendar.
  6. Have an agent pull recent sales from the community, not only the asking prices.

Our 55+ communities in California guide compares regions, and our Temecula homes guide covers buying in the city.

COMMON QUESTIONS

Retirement and 55+ Communities in Temecula and Nearby,
answered.

Are there 55+ communities in Temecula?+

Yes, but only one large one inside the city on 55places' list: Esplanade at Sommers Bend, a 151-home Taylor Morrison community built from 2021 in 92592, with listed HOA dues of $348 to $352 a month. Most other options are nearby in Murrieta, Menifee, Hemet and Temescal Valley.

What is the closest 55+ community to Temecula with golf?+

The Colony in Murrieta lists the California Oaks golf course (par 70) among its amenities, and The Oasis in Menifee surrounds the 36-hole Menifee Lakes Country Club, according to 55places profiles checked November 2, 2026. Ask whether golf is included in the HOA dues or charged separately before you buy.

What are the cheapest retirement communities near Temecula?+

On 55places' listed figures, Sun City in Menifee (average about $410,000, dues $25 to $49 a month) and Murrieta Hot Springs (mid $200,000s to low $500,000s, dues $70 to $118) are the lowest-priced. Both have older homes, so budget for updates and check the reserve study.

Can someone under 55 live in a 55+ community?+

Sometimes. Federal rules require only that 80% of occupied units have at least one resident 55 or older. California's Civil Code 51.3 lets a spouse, cohabitant, co-resident aged 45 or older, or live-in caregiver live with a qualifying resident. Each community's CC&Rs set the details, including guest stays, so read them first.

Do 55+ homes in Temecula have Mello-Roos?+

Some newer Temecula tracts sit in community facilities districts, and the city lists ten of them. Whether a particular 55+ home pays one depends on its parcel. Ask the seller for the latest property tax bill, which lists every special tax and its annual amount, before you write an offer.

How much are HOA fees in 55+ communities near Temecula?+

Listed dues in this directory range from $25 to $49 a month at Sun City in Menifee to $340 to $381 at Cedarwood at Terramor and $348 to $352 at Esplanade at Sommers Bend, according to 55places, which does not verify HOA data. Confirm current dues and what they include with each association.

SOURCES

Where these facts come from

YOUR NEXT STEP

Numbers are the start.
An agent knows the street.

Tell us where you are buying or selling in Temecula and we will introduce a licensed local agent.

Send an enquiry ↑